Medicare Supplement Insurance

I'm more than happy to provide advice, service, assistance and enrollment in all top Medicare Supplemental Insurance, Medicare Advantage, and Medicare prescription drug plans.

While Medicare Insurance is my specialty, I offer a wide range of insurance products that meet your needs.

A Medicare Supplemental Insurance policy is "supplemental" health insurance sold by private insurance companies to fill the "gaps" in Original Medicare, Parts "A" and Part "B". Also called "Medigap" these Medicare Supplemental policies pay some or all of the health care costs that Original Medicare doesn't cover.

(Varies by Plan) Those enrolled in Original Medicare Part "A" and Part "B" who also have a Medicare Supplemental Insurance Policy, will have all Medicare-covered health care expenses covered in full. With Medicare Supplemental Insurance there are no networks, no referrals, and no co-pays (depending on your particular plan of choice). You can go anywhere, see any doctors, clinic, or provider as long as they accept Medicare patients and the services are covered by Medicare.

Insurance companies all offer a "standardized" Medicare Supplemental Insurance policy. These Medigap policies must all have specific benefits so you can easily compare one to the other. Currently, you can choose from 12 standardized Medicare Supplemental Insurance policies (Medigap Plans A through L). However, this is going to change as of June 2010, when Medicare Supplement Plan M and N are added and all Medicare Supplemental plans are modified.

All Medigap plans will be subject to this change as all Medigap policies must follow the same Federal and State laws. These laws are there to protect you. A Medigap policy must be clearly identified on the cover as "Medicare Supplemental Insurance", and each plan (A-L) has a different set of basic and extra benefits. We will provide you with a simple Medicare Supplement Comparison chart with your request.