Medicare Supplement, Advantage Part C, Medicaid and Prescription Drug Insurance.

David Lugo

Since you’ll be turning 65, your experience with Medicare is about to begin or if you are already 65, it has already begun. I can help answer any questions you may have and my hope is to clarify the whole enrollment process for you. I am David Lugo and I truly enjoy helping my clients navigate this maze called Medicare.

With over 30 years of customer service experience I have learned the two most important skills one can have is patience and the ability to listen to people. These skills have allowed me to help many clients to cover their needs while remaining within their budget.

I look forward to using my experience in partnership with you to fulfill all your needs. Thank you.

Medicare Supplemental Insurance Made Easy!

Learning about Medicare Supplemental Insurance(Medigap) Plans can be a confusing process for those first entering Medicare. This doesn’t need to be the case. For many people either retiring or changing their Medicare Supplemental Insurance, the same basic principles apply and it’s far easier than you might think.

How does Medicare Supplement Insurance work?

A Medicare Supplemental Insurance policy is "supplemental" health insurance sold by private insurance companies to fill the "gaps" in Original Medicare, Parts "A" and Part "B". Also called "Medigap" these Medicare Supplemental policies pay some or all of the health care costs that Original Medicare doesn't cover.

How does Medicare Supplement Insurance work?

A Medicare Supplemental Insurance policy is "supplemental" health insurance sold by private insurance companies to fill the "gaps" in Original Medicare, Parts "A" and Part "B". Also called "Medigap" these Medicare Supplemental policies pay some or all of the health care costs that Original Medicare doesn't cover.

Contact Me

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    We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.